Loans

In the latest measure of the devastating and unprecedented economic consequences of the coronavirus pandemic, weekly unemployment claims in Nevada last week continued to surge by the tens of thousands with 79,865 new initial claims, according to preliminary statistics from the U.S. Department of Labor released Thursday.

Our Postal Annex location is providing Free Copying, Scanning, and Faxing of COV ID-19 related Financial Assistance Documents effective immediately. Some governmental agencies still want items faxed and others want them scanned and attachment on an email.

Alana Ridge has been elected to the board of directors of NCET, a member-supported non-profit that produces educational and networking events to help people explore businesses and technology.

Wes McQuillen and Kyle Robertson have been re-elected to the NCET board.

Ridge, elected as NCET’s vice president of public relations, is a public relations and strategic communications professional in Reno, with a background spanning several industries -- from travel and tourism to the non-profit sector.

In response to the COVID-19 pandemic that continues to threaten local economies across the country, the U.S. Small Business Administration has increased efforts to alleviate the hardship experienced by small businesses.

Earlier this month, the Nevada Department of Employment, Training and Rehabilitation issued a press release with a jubilant headline: “Nevada’s Unemployment Rate Hits an All-Time Low.”

Carson Now is compiling a list of local businesses that are allowed to be open during the COVID-19 closure, similar to the list we created for restaurants doing takeout or delivery.

To include your business on this list, please email kc@carsonnow.org with the name of the business, street address, phone number, website link (if you are taking online orders) and any changes and/or precautions the business is taking due to the virus.

List updated 4/1/20, 4:15 p.m.

76 Gas Station

Gov. Steve Sisolak’s request Tuesday night for all non-essential businesses in the state, including casinos, to close their doors for 30 days in order to avoid further spread of the novel coronavirus has been met with some confusion over what is and isn’t an “essential” business.

SBA Administrator Jovita Carranza issued the following statement today in response to the President’s address to the nation:

Clint Koble, a Democratic primary candidate for the 2nd Congressional District, will be the featured speaker at the next Democratic luncheon. Koble was also the CD2 Democratic candidate in 2018.

On Thursday evening, Pioneer High School JAG (Jobs for America’s Graduates) students participated in their annual Initiation and Installment Ceremony at the Governor’s Mansion.

The JAG program at Pioneer High School has made positive changes since its implementation just a few years ago. The JAG program teaches life skills to students and allows them to learn skills such as public speaking, taxes, how to apply for scholarships, car loans, and of course, resumes and cover letters, among many other topics.

Joe D’Angelo says he has spent the majority his life helping people. After several failed attempts to bring large-scale community projects to different cities in Nevada, he has now set his sights on Carson City to make his “Joshua’s Community” dreams come to life with the purchase of the Ormsby House. 

The Nevada Division of Insurance was alerted by the California Department of Insurance of a national insurance scam targeting consumers shopping for privately funded loans, usually for real estate transactions.

Heading into the midweek, Wednesday, August 14, 2019 activities abound around the capital city. There's a new group for writers that meets at the Brewery Arts Center; a salary negotiation workshop at WNC, a chautauqua and author presentations at Dangberg Historic Park. There's also the Jazz and Beyond Carson City Music Festival that will feature the Wesley Orsolic Trio during Wheeled Food Wednesday at the BAC, with jams to continue at Living the Good Life; there's also a real estate workshop for veterans, art showings, salsa dancing and more. Enjoy.

There will be a Veterans Night on Wednesday, August 14 from 5 to 7 p.m. at The Carson Plaza Event Center, 209 East 9th Street in Carson City.

The Carson City Sheriff’s Office has continued to see an increased amount of phone scams. We want the public to remain vigilant and educated in these issues. Scammers are routinely calling people saying they have missed a court date, missed a jury summons, they have a warrant, or they owe fines.

The next Carson City Board of Supervisors meeting will be held Thursday, June 6, beginning at 8:30 a.m. in the Sierra Room of the Community Center, located at 851 E. William Street.

To be discussed are funding, contract purchases, grants, special event costs, and more.

It’s tax season again and this time of the year brings out the scammers trying to take away your money. The Carson City Sheriff’s Office wants to remind everyone to pay close attention to those ongoing scams out there.

Jo Etta Brown, executive vice president of the Alliance for Retired Americans and a senior member of the Nevada Commission for Women, will be the featured speaker at the Martin Luther King Day luncheon sponsored by the Democratic Men's Committee of Carson City.

Ms. Brown's presentation will feature a review of Dr. King's legacy as an advocate for peace and social justice, the mostly forgotten story of Nevada as "the Mississippi of the West," and the little-known history of African Americans in Carson City and Carson Valley.

With home prices rising in many areas of the country, many people are worried that we’re headed for a housing crash like the one we suffered in 2008.

But here’s the thing: it’s just not true. While it’s understandable that people would look at the current market, consider it a “housing bubble,” and assume it’s going to pop, the truth of the matter is the market today couldn’t be any more different than they were before the crash of 2008.

Let’s look at four reasons why we’re not headed for another housing crash:

1. Banks have tightened their lending practices

Smart Strategies Workshop for Homeownership, Repairs & Radon, at Adams Hub Studio, 111 W. Proctor Street in Carson City, from 9 a.m. to noon (A collaborative effort with Nevada Rural Housing Authority’s Home At Last Program, USDA Rural Development and the Nevada Radon Education Program).

The free workshop includes information about downpayment assistance, affordable home loans, home repair and weatherization programs, radon risk and mitigation, along raffles, refreshments and free radon test kits.

Pre-register at https://nvhomeowrkshop.eventbrite.com

VIRGINIA CITY — Storey County broke ground Wednesday on a $2.1 million water project to replace a water line originally built in the 1870s. Over 1,450 feet of new water main will be constructed to connect Virginia City to the 5-mile Reservoir.

The USDA will provide more than $5 million in a combination of loan and grant funds to construct a wastewater transmission line from the Pine View Estates development south of Gardnerville to the Minden-Gardnerville Sanitation District, said Anne Hazlett Assistant to the Secretary for Rural Development, in an announced Monday.

On International Overdose Awareness Day, Assistant to the Secretary for Rural Development Anne Hazlett announced Friday that USDA has formalized an innovative agreement in which a nonprofit organization will purchase homes from the Department and convert them to transitional housing for people recovering from opioid misuse.

Mr. and Mrs. Hamilton got student loans to finance the education of their adult son (Andrew). In 2008 Mr. Hamilton was permanently disabled due to a back injury. In June of 2011 he asked to have the loans discharged (cancelled). In 2011 two lenders did cancel loans totaling $158,511.

CARSON CITY — The Nevada Governor’s Office of Economic Development board approved applications for five businesses, that will create 103 new jobs and make nearly $119 million in capital investments in Douglas, Washoe, Humboldt and Clark counties.

Recently a federal grand jury gave a 13-count indictment accusing Rev. Kirbyjon H. Caldwell, age 64, and Gregory Alan Smith, age 55, of selling more than $1 million of worthless Chinese bonds.

Following the financial crisis of 2008, the Obama administration passed the Dodd-Frank Wall Street and Consumer Protection Act which, in an effort to clean up the mortgage industry, imposed stricter regulations around lending. The legislation completely changed the mortgage industry and made it much more challenging to secure a loan.

Life comes out of left field sometimes. I remember when I was laid off from my last full-time job. I had it all: a nice salary, stock options, insurance, and a 401k. By all auspices, I was set. More than set, I was really happy. I loved my co-workers. I really enjoyed the work I was doing. The boat was sailing on smooth seas. Then, the typhoon hit.

Greater Commercial Lending (GCL), a wholly-owned subsidiary of Greater Nevada Credit Union (GNCU), has named Lisa Siesennop as its Senior Government Lending Relationship Manager.

Siesennop is responsible for providing oversight and direction of the government-guaranteed commercial lending department, developing business activity, specializing in USDA and SBA government loans, and maintaining and developing relationships with U.S. Department of Agriculture (USDA) offices, brokers, packagers, finance partners, and other economic development associates.

CARSON CITY — The Nevada Rural Housing Authority highlighted some of its affordable housing successes during a recent visit by Jimmy Stracner, Regional Administrator for the U.S. Department of Housing and Urban Development.