Home Ownership

Mountain Lakes Estates Retirement Living is celebrating National Dog Day all week long, Monday, Aug. 24-Friday, Aug. 28, 9 a.m.-5 p.m. Reno and neighboring residents and their pups are invited to stop by the sales trailer at the 765 South Meadows Parkway Reno, NV 89521, to pick up a free homemade dog treat and enter to win a $50 gift card from Lulu's Pet Grooming. The treats are made with love by Scraps Dog Company in Reno.

Construction of Mountain Lakes Estates Retirement Community is nearly complete, and its first residents are expected to move in this fall, said Darryl Fisher, president of Mission Senior Living. The active lifestyle community for adults 55-years-old and better is located at 765 South Meadows Parkway, Reno. Construction began in the spring of 2019.

When purchasing a home, the process and financial requirements can seem daunting. There are many resources specific to our local area that are in place to ensure buyers have success and confidence in their purchase.
Kyle Rush, senior loan officer at Guild Mortgage in Carson City, says the first, most critical step of preparing for home ownership is education, most often by meeting with a knowledgeable loan officer.

March is here and that famous groundhog saw his shadow, a recent article on CNBC suggests spring will arrive early this year — at least when it comes to the housing market. In fact, some are speculating that January may very well be the new April.

What’s causing this already-busy buying season to kick off ahead of schedule? Low inventory and rising home prices are spurring house hunters to come out of hibernation months before they previously would have.

The US Census defines cost-burdened households as a household that spends at least 35 percent of their monthly income on household costs (including their mortgage, utility bills, property taxes, and other costs associated with homeownership). In other words, cost-burdened households are households that may feel a significant financial strain (or burden) as a result of owning their home.

Carson City-based Mission Senior Living celebrated the groundbreaking of Mountain Lakes Estates Retirement Community, located off of South Meadows Parkway, just past Sprouts, in Reno. Upon completion in the spring of 2020, the 121,000 square-feet, four-story building will offer 130 apartment homes for active adults 55 and better.

If you follow pop culture news, you’d think that all millennials are concerned about is SnapChat and avocado toast. But according to a recent report, there’s something much more important on millennials’ minds these days—and that’s buying a home.

If your finances aren’t perfect, that doesn’t mean you can’t buy a home. There are millions of people who struggle with debt, building their savings, or less-than-perfect credit. But by taking control of their finances, they’re able to pay down their debts, increase their credit score, pad their savings and buy the house of their dreams.

And in today’s technology-heavy world of “there’s an app for that”, it’s never been easier to take that control back and make your finances work for you and your goals. Here are 3 financial tools to help get your finances on track to buy a home:

Carson City Supervisor, Ward 1, Karen Abowd hosts her monthly Walkabout Friday, Sept. 21 at Mills Park. This is her next to last event, prior to leaving office in November, and while all topics are welcomed, Abowd would like to focus as much time as possible on discussing the affordable housing crisis.

Even on the busiest weekend, drive through a Lake Tahoe neighborhood and you're likely to see some houses with the lights off and curtains drawn, locked up for months at a time. Growing second home ownership has helped contribute to a shrinking inventory of available housing.

Two decades of searching and planning came to an end Thursday night for Advocates to End Domestic Violence (AEDV), a Carson City-based 501(c)3 registered non-profit whose story goes back nearly 40 years.

Housing and rent prices continue to climb in northern Nevada, as the economy and the population grow, creating a higher demand for affordable housing. The Nevada Rural Housing Authority and Chicanos Por La Causa, a nonprofit corporation, are teaming up to build a 125 units in Dayton that will give working families a better shot at home ownership.

Dawn Rickabaugh is the founder of NQ Capital, Inc., a Carson City-based, family-operated investment company that focuses on building wealth through real estate. She has been buying owner-financed notes since 2009, developing a unique expertise in this poorly-understood investment vehicle. Dawn brings the Property and Paper Summit to South Lake Tahoe October 9-10, and hosts a monthly Meetup in Carson City.

Silver Springs, Nevada - The monthly public meeting of the Healthy Communities Coalition of Lyon and Storey Counties takes place at the Silver Springs Community Center at 9am on Thursday May 11th, 2017.

Guest speakers during the breakfast meeting include Diane Arvizo, Director of Homebuyer Services with Nevada Rural Housing Authority, and Heather Simola, Real Property Administrator with Nevada Rural Housing Authority.

Dear Editor,I see from the ad in the Nevada Appeal, that Crowell, Bonkowski and Barrette have finally declared themselves a slate. They say they are for preservation of property rights. Not those of existing Carsonites but only those of absentee developers.

They say they are for protection of home ownership. Not the protection of existing home owners, but for future Californicators with big bucks.

Al Kramer, former Carson City Treasurer, has announced he will run for Assembly District 40, which includes Carson City and a portion of South East Washoe County.

Kramer was the elected treasurer for Carson City from 1995 through 2015. Those who know him from his service as City Treasurer will acknowledge his efforts to go the extra mile in providing service to the citizens of Carson, and the trust that evolved because of this professional service. This past year he served as the Investment Deputy for the State Treasurer.

The following is in answer to Brendan Trainor's RN&R Nov 6th column, The power of gold and silver.

http://www.newsreview.com/reno/power-of-gold-and/content?oid=15407117

Brendan Trainor's "Austrian School" theories won't add to his understanding of the real world of banking and finance.

Guild Mortgage Company announced Wednesday the opening of a new location in Carson City. The new branch will be a satellite to the Zephyr Cove-based branch at Lake Tahoe.

Deborah Mae (Debbie) Humphrey, branch manager of the Zephyr Cove location, will also manage the new branch. Humphrey has more than 20 years of experience serving Carson Valley and is enthusiastic about expanding Guild's presence.

Mother’s Day is this Sunday and in honor of mother’s, daughters, sisters, aunts, and all women, it is interesting to note how far women have come in just a few short decades when it comes to home ownership.

In 1968, the federal Fair Housing Act was passed making it illegal to discriminate on the basis of race, color, religion or national origin when renting or selling a home. In 1974, the Fair Housing Act was amended to prohibit housing discrimination on the basis of sex. Prior to that time, women (as well as minorities) found it nearly impossible to obtain credit or to buy a home.

The Nevada Rural Housing Authority (NRHA) has named DeBug Computer, Inc., “Most Valuable Partner, ” in providing guidance, support and solutions in implementing major software changes at the rural housing agency.

Sometimes it takes a while to get the big picture, to see things coming into focus. Now, I am not much for conspiracy theories, but if anything looks like it is being driven by design, this is one. The theories driving it were formulated many lifetimes ago. The people whose sick minds spawned them are long dead. For the life of me I do not understand how any egomaniac could possibly get his jollies from a trend he might have started but maybe not even his great-grandson might see coming to fruition. But there it is, a hundred year timeline on several fronts.

Destruction of money


The Nevada Rural Housing Authority (NRHA) is pleased to announce CJ Manthe will rejoin the agency to serve as Chief Financial Officer.

A popular, new program offered by the Nevada Rural Housing Authority (NRHA) is making home ownership even more affordable. Through the Home at Last™ Access program, qualified home buyers receive a generous 4 percent down payment grant, which does not have to be paid back.

Now, the program is offering even lower mortgage interest rates on a conventional, 30-year fixed rate loan. Through participating lenders, the interest rates on FHA, VA or USDA-RD home mortgages have dropped from 3.75 percent to the current rate of 3.5 percent, which is an historic low.

CARSON CITY, NEV (June 29, 2012) – The Nevada Rural Housing Authority (NRHA) has launched a new home mortgage and down payment assistance program that is designed to help a group that has received very little help until now: working Nevadans who have been hurt by the downturn in the economy and the housing crisis.

We all know prices of homes are at an all-time low. What that means is a great opportunity for young folks to get into home ownership with all the tax and financial benefits, if they hold the house...

Greater Nevada Mortgage Services received the highest award ever presented to a lender, the “Most Valuable Partner”, by the Nevada Rural Housing Authority at their recent board meeting.